Independent financial advisory · Andorra
Financial peace of mind begins with independent advice
We advise on private wealth with independent judgement, free of conflicts of interest and without taking custody of your assets.
We seek to grow your wealth within the risk and liquidity that each horizon allows.
The foundations
Independence
Independent judgement, with no ties to any bank. No in-house products to place, no third-party commissions.
No custody
Your wealth never leaves your bank. We advise; you keep control at all times.
Total alignment
Our only remuneration comes from the client. Interests are aligned by design, not by promise.
- Year founded
- 2023
- Years of experience of the partners
- +30
- Investment fund advised
- Fermo Fund FI
Our values
- Loyalty
- Long-term vision
- Judgement
- Family
We answer to one person only: you.
We think in generations, not in quarters.
We read the market with today's tools and the same cool head as ever.
Wealth is, above all, a family project.
A 360° service
All your wealth, one single view
We accompany families and individuals across every dimension of their wealth.
Real results · 01/01/2024 — 24/04/2026
The results of each profile, since 2024
- Conservative profile
- +11.27 %
- Balanced profile
- +22.57 %
- Growth profile
- +25.63 %
Real examples of advised portfolios for conservative, balanced and growth profiles. Cumulative returns by risk profile between 01/01/2024 and 24/04/2026. Past performance is not a guarantee of future returns.
Simulate your investmentFermo Fund FI+11.76 %
We advise a registered UCITS global mixed fund (European regulations), with public results since January 2025.
In wealth, time does more work than timing.
The team
Two career paths, a single judgement
Let's talk about your wealth
An initial conversation, without obligation and in complete confidentiality: your situation, your objectives and your horizon. Products come later.
Request a first conversation